I delayed investing for a decade and it cost me far more than I thought
I woke up to my mistake the day my son was born.
Suddenly I realized:
I’m responsible for this little guy’s future, and I’m not ready financially.
As a former Wall Street professional, I KNEW I should have been saving and investing for my family’s future.
But like everyone else, I’d put it off for years.
I had wasted a decade. . .
while inflation ate my savings. . .
. . . and the stock market went up 95%.
I could have been on track for early retirement if I had not waited.
So I finally decided to fix my mistake and start investing.
"At 50, I had money just sitting in the bank and thought it was too late to do anything with it.
Because of Tom's training, I found the courage to act. That money isn't sitting idle anymore, but growing."
Vincenzo Ciccone
Principal expert (Switzerland)
At first I got stuck, because investing rules are different when you live in Europe
The best US brokerage firms wouldn’t accept me as a client.
And I couldn’t buy the big popular American ETFs and index funds.
I discovered 4000+ ETFs I could buy here in Europe – but there were many different types to choose from.
Plus I had to figure out the details of my local tax rules.
And pick a platform I could trust with my life savings.
Even with my professional skills, it felt a bit overwhelming at first.
"After a year of learning about investing on my own, I still hadn't made an investment plan.
I finally took the leap and purchased this class and it was worth it 200%."
Over the next months, I used my Wall Street background to design a personal investing system so that:
– I could protect and grow my wealth from today until retirement.
– My portfolio became diversified and did not rely just on US markets.
– I had a clear strategy for navigating market crashes.
– I could save on taxes while following all the rules.
– And my money worked on autopilot while I devoted my time to work and family.
In fact, I used this same system to co-found and build INDEXO, the best-performing pension fund in my country (Latvia).
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Data source: https://manapensija.lv, Performance of active pension plans Jul 3 2017 – Feb 10 2025.
Past performance cannot be used to predict future results. This presentation is not affiliated with INDEXO.
I have helped thousands of Europeans in 34 countries grow and protect their life savings with investing – and I'd love to help you too.
So if you've got savings that you have worked hard to build...
whether your goal is early retirement, regular retirement, financial freedom, or something else...
Let me show you how to grow your money, protect it, and make it last.
"I went from fearing I'd have nothing when I retire to celebrating my growing investment account every month!"
"I estimate it would have taken me 2-3 years to find all this information by myself."
Valerij Barisev
Business executive
"I'm 68, managing my own investments and living from the income they provide.
But I had no idea how to invest for a decent medium-risk, long-term return.
Tom's program gave me the framework to invest my retirement savings sensibly and confidently!"
David Payton
Retired IT professional
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